Remortgage Solicitors

Remortgaging means moving a mortgage to a new deal, either with the same or different lender. This could be to consolidate debts or release some equity for home improvements, or often where an existing deal is due for renewal.

For most people, a mortgage is likely to represent their largest ever financial commitment, lasting several years or even decades, where the personal circumstances of homeowners can often change over time, including divorce or relationship breakdowns. As such, having the option to remortgage can provide the ideal opportunity to shop around for the best deal, one which better suits any current needs — from lowering monthly payments or paying off the mortgage sooner, to resolving cash-flow problems or raising money for renovations.

In many cases, where a property has increased in value and improved the loan-to-value ratio, this could mean the homeowner has access to a wider range of deals.

As property owners are not obliged to remain on the same deal for the duration of their mortgage term, or even stay with the same lender, they can take full advantage of the offers out there. However, securing a remortgage with a different lender will require the assistance of a solicitor or conveyancer experienced in dealing with remortgaging matters.

What We Do For Our Clients

At Farnworth Rose Solicitors we have a wealth of experience working with banks, building societies and other specialist mortgage lenders, so we know the intricacies of how they work. We also understand the importance of providing a prompt and reliable service, where time is often of the essence, especially when remortgaging to settle debts, fund a project or reduce the financial burden from unfavorable monthly rates on an existing deal.

We provide our clients with tailored advice and assistance, covering a multitude of remortgage scenarios. Regardless of the reason for remortgaging, whether this be for a client’s own home or a buy-to-let property, or even a portfolio of properties, we can help streamline the remortgage process, making this as simple and stress-free as possible.

With the benefit of our conveyancing expertise, we have helped hundreds of clients remortgage their homes and buy-to-let properties, where we pride ourselves on providing practical and easy-to-understand advice, without unnecessary legal jargon.

How We Can Help You

For those of you who are looking to remortgage your home or property, our experienced team can help to guide you through the process and efficiently manage the transfer of your mortgage. Our legal experts are here to make remortgaging hassle-free, working to your timescales, with the best possible client-care from start to completion.

To find out how we could help with your remortgage conveyancing, including advice on what work is needed and the fees involved, please get in touch with our experienced team. We will be happy to respond to any enquiries and provide you with a quote, enabling you to remain in full control of the overall costs when it comes to remortgaging.

Janet Lalor

Emma Moore

Helen Harkley

Meet the Team

How You Can Contact Us

Remortgaging can be a smart move, whether you’re looking to secure a better rate, release equity, or switch lenders, but it’s crucial to have legal experts on your side to ensure everything runs smoothly. With time-sensitive deadlines and lender-specific requirements, expert legal support helps avoid delays and protects your financial interests.

Our Remortgage Solicitors in Nelson, near Burnley, provide fast, reliable and cost-effective legal services for clients across England and Wales. We’ll handle the entire process efficiently, from reviewing your mortgage offer to dealing with the Land Registry, ensuring minimal disruption and maximum clarity.

With over 35 years of experience, our residential property conveyancing solicitors, we know exactly how to meet lender requirements while making the process as straightforward as possible for you. Whether you’re remortgaging a freehold or leasehold property, switching from Help to Buy, or consolidating borrowing, we’ll tailor our service to fit your situation.

As a full-service law firm of Solicitors in Burnley & Nelson, we can also support you with any related legal needs, from title checks and lease reviews to handling transfers of equity.

Our clients come from across the region. Our track record makes us the perfect choice for Remortgage Solicitors in Preston, Manchester, Blackburn, Rochdale and Bolton, as well as over the Pennines in Leeds, Sheffield, Huddersfield and beyond.

Wherever you are in England or Wales, Farnworth Rose offers expert, transparent and friendly legal advice, helping you remortgage with confidence.

To speak with one of our Remortgage Solicitors today, call us on 01282 695 400 or complete the form below, and we’ll be in touch to help.